:root{
  --bg:#f5f5f1;
  --surface:#ffffff;
  --text:#111111;
  --muted:#66665f;
  --line:#d6d6cf;
  --dark:#111111;
  --dark-line:#333333;
  --dark-muted:#a5a59f;
  --max:1280px;
  --header:76px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  background:var(--bg);
  color:var(--text);
  font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}
body.menu-open{overflow:hidden}
a{color:inherit}
button,a{touch-action:manipulation}
img{max-width:100%;display:block}
.shell{width:min(var(--max),calc(100% - 64px));margin:0 auto}
.skip-link{
  position:fixed;left:16px;top:-60px;z-index:100;
  background:#111;color:#fff;padding:10px 14px;text-decoration:none
}
.skip-link:focus{top:16px}
.sr-only{
  position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;
  overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0
}
.site-header{
  position:sticky;top:0;z-index:30;
  background:rgba(245,245,241,.92);
  backdrop-filter:blur(16px);
  -webkit-backdrop-filter:blur(16px);
  border-bottom:1px solid rgba(214,214,207,.86)
}
.header-inner{
  min-height:var(--header);
  display:grid;grid-template-columns:auto 1fr auto;
  align-items:center;gap:36px
}
.brand,.footer-brand{
  font-weight:700;font-size:24px;letter-spacing:-.045em;
  text-decoration:none
}
.main-nav{display:flex;justify-content:center;gap:30px}
.main-nav a,.footer-nav a{
  text-decoration:none;font-size:14px;color:#242424
}
.main-nav a:hover,.footer-nav a:hover,.text-link:hover{opacity:.56}
.header-cta{
  background:#111;color:#fff;text-decoration:none;
  padding:13px 17px;font-size:13px;font-weight:650
}
.menu-toggle{
  display:none;background:none;border:0;padding:10px;cursor:pointer
}
.menu-toggle span{display:block;width:24px;height:1px;background:#111;margin:6px 0;transition:.2s}
.hero{padding:154px 0 148px}
.eyebrow{
  margin:0 0 24px;font-size:11px;line-height:1.3;
  letter-spacing:.18em;font-weight:750
}
.eyebrow-muted{color:#9b9b95}
h1,h2,h3,p{margin-top:0}
h1{
  max-width:1110px;margin-bottom:32px;
  font-size:clamp(62px,8vw,116px);
  line-height:.965;letter-spacing:-.058em;font-weight:610
}
h2{
  max-width:950px;margin-bottom:64px;
  font-size:clamp(46px,5.8vw,82px);
  line-height:.99;letter-spacing:-.052em;font-weight:610
}
.hero-copy{
  max-width:800px;margin-bottom:34px;
  font-size:20px;line-height:1.58;color:#50504a
}
.hero-actions,.contact-actions{display:flex;align-items:center;gap:12px;flex-wrap:wrap}
.btn{
  min-height:48px;display:inline-flex;align-items:center;justify-content:center;
  padding:0 20px;border:1px solid #111;text-decoration:none;
  font-size:14px;font-weight:650;transition:opacity .15s,background .15s,color .15s
}
.btn-dark{background:#111;color:#fff}
.btn-light{background:transparent;color:#111}
.btn-invert{border-color:#fff;background:#fff;color:#111}
.btn:hover{opacity:.78}
.btn:focus-visible,.main-nav a:focus-visible,.header-cta:focus-visible,
.footer-nav a:focus-visible,.contact-item a:focus-visible,.text-link:focus-visible{
  outline:2px solid currentColor;outline-offset:4px
}
.section{padding:116px 0}
.border-top{border-top:1px solid var(--line)}
.section-note{
  margin:18px 0 0;color:#777770;font-size:12px;line-height:1.55
}
.broker-row{
  display:grid;grid-template-columns:repeat(4,1fr);
  border-top:1px solid var(--line);border-left:1px solid var(--line)
}
.broker-row div{
  min-height:120px;display:flex;align-items:center;
  padding:24px 26px;border-right:1px solid var(--line);
  border-bottom:1px solid var(--line);
  font-size:24px;letter-spacing:-.03em;font-weight:560
}
.feature-grid{
  display:grid;border-top:1px solid var(--line);border-left:1px solid var(--line)
}
.feature-grid-3{grid-template-columns:repeat(3,1fr)}
.feature-grid-2{grid-template-columns:repeat(2,1fr)}
.feature{
  min-height:252px;padding:28px;
  border-right:1px solid var(--line);border-bottom:1px solid var(--line)
}
.feature-index{margin-bottom:72px;font-size:12px;color:#85857f}
.feature h3{margin-bottom:14px;font-size:27px;letter-spacing:-.032em}
.feature p{
  margin-bottom:0;max-width:42ch;color:#62625d;
  font-size:15px;line-height:1.62
}
.section-dark{background:var(--dark);color:#fff}
.dark-grid{border-color:var(--dark-line)}
.dark-feature{border-color:var(--dark-line)}
.dark-feature .feature-index{color:#777}
.dark-feature p{color:#aaa}
.dark-cta{margin-top:28px}
.process{
  display:grid;
  grid-template-columns:1fr auto 1fr auto 1.25fr auto 1.45fr;
  align-items:stretch;border-top:1px solid var(--line);
  border-bottom:1px solid var(--line)
}
.process-step{padding:30px 20px 34px}
.process-step span{
  display:block;margin-bottom:44px;
  font-size:11px;color:#85857f
}
.process-step strong{
  font-size:20px;letter-spacing:-.02em;font-weight:620
}
.process-arrow{
  display:flex;align-items:center;padding:0 6px;color:#8f8f89
}
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px}
.about-grid h2{margin-bottom:0}
.about-copy{align-self:end;padding-bottom:8px}
.about-copy p{
  max-width:640px;margin-bottom:20px;
  font-size:22px;line-height:1.52;letter-spacing:-.022em;color:#4f4f4a
}
.about-copy .muted-copy{font-size:15px;color:#777770;line-height:1.65}
.contact-grid{
  display:grid;grid-template-columns:repeat(3,1fr);
  margin-top:6px;border-top:1px solid var(--line);border-left:1px solid var(--line)
}
.contact-item{
  min-height:145px;padding:28px 24px;
  border-right:1px solid var(--line);border-bottom:1px solid var(--line)
}
.contact-item span{display:block;margin-bottom:14px;color:#7c7c76;font-size:12px}
.contact-item a{
  text-decoration:none;font-size:18px;font-weight:620;letter-spacing:-.02em;
  overflow-wrap:anywhere
}
.contact-actions{margin-top:28px}
.text-link{
  text-decoration:none;font-size:14px;font-weight:620;
  padding:12px 4px;margin-left:8px
}
.site-footer{padding:52px 0 32px;border-top:1px solid var(--line)}
.footer-top{display:flex;justify-content:space-between;gap:36px}
.footer-nav{display:flex;flex-wrap:wrap;justify-content:flex-end;gap:18px 26px}
.risk{
  margin-top:46px;padding-top:24px;border-top:1px solid var(--line);
  max-width:930px;color:#6f6f69;font-size:13px;line-height:1.6
}
.copyright{margin-top:20px;color:#8a8a84;font-size:12px}

/* Legal pages */
.legal-page{padding:112px 0}
.legal-wrap{max-width:880px}
.legal-wrap h1{
  font-size:clamp(48px,7vw,82px);margin-bottom:28px
}
.legal-wrap h2{
  font-size:28px;line-height:1.15;letter-spacing:-.03em;margin:48px 0 14px
}
.legal-wrap p,.legal-wrap li{
  color:#50504a;font-size:16px;line-height:1.75
}
.legal-wrap ul{padding-left:20px}
.legal-meta{color:#84847e!important;font-size:13px!important;margin-bottom:42px}
.legal-back{margin-top:50px}

@media (max-width:900px){
  :root{--header:68px}
  .shell{width:min(var(--max),calc(100% - 36px))}
  .header-inner{grid-template-columns:auto auto}
  .menu-toggle{display:block;justify-self:end}
  .main-nav{
    display:none;grid-column:1/-1;flex-direction:column;
    align-items:flex-start;gap:0;padding:0 0 18px
  }
  .main-nav.open{display:flex}
  .main-nav a{
    width:100%;padding:14px 0;border-top:1px solid var(--line);
    font-size:16px
  }
  .header-cta{display:none}
  .hero{padding:108px 0 100px}
  .section{padding:90px 0}
  .broker-row{grid-template-columns:repeat(2,1fr)}
  .feature-grid-3,.feature-grid-2{grid-template-columns:1fr}
  .feature{min-height:220px}
  .process{grid-template-columns:1fr}
  .process-arrow{
    min-height:36px;padding:0 20px;transform:rotate(90deg);width:max-content
  }
  .about-grid{grid-template-columns:1fr;gap:52px}
  .contact-grid{grid-template-columns:1fr}
  .footer-top{flex-direction:column}
  .footer-nav{justify-content:flex-start}
}
@media (max-width:560px){
  .shell{width:min(var(--max),calc(100% - 28px))}
  .brand{font-size:21px}
  h1{font-size:50px}
  h2{font-size:42px;margin-bottom:46px}
  .hero-copy{font-size:18px}
  .hero-actions{flex-direction:column;align-items:stretch}
  .hero-actions .btn{width:100%}
  .broker-row{grid-template-columns:1fr}
  .feature-index{margin-bottom:48px}
  .about-copy p{font-size:19px}
  .contact-actions{align-items:flex-start}
  .contact-actions .btn{width:100%}
  .text-link{margin-left:0;padding:8px 0}
  .footer-nav{display:grid;grid-template-columns:1fr 1fr}
}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation-duration:.01ms!important;transition-duration:.01ms!important}
}